Depending on the nature of your company, the following business insurance policies are recommended:

Public liability insurance

This insurance covers damage to third parties, e.g. suppliers and customers. There are special professional and financial loss liability insurance policies for engineers, estate agents and architects, among others.

Business interruption insurance (BU insurance)

If, for example, your business comes to a standstill due to fire, machine or IT failure and the like, so that you are unable to generate any income, business interruption insurance covers the running costs until the business is rebuilt. These are, for example, wages, salaries or rent. For freelancers, there is a corresponding practice cancellation insurance.

Product liability insurance

A combination of business and product liability insurance makes sense. Product liability insurance covers claims made by third parties due to defective products from your company. It is particularly necessary for suppliers, manufacturers or licence holders.

Other business insurances include, for example

• Burglary insurance
• Electronics insurance
• Fire insurance
• Storm insurance
• Motor vehicle liability insurance
• Environmental liability insurance
• Tap water insurance
• Machinery insurance
• Fidelity insurance
• Insurance for employees